A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Related Content Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Rebalancing Your Portfolio Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.