Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.